How payments work on Torra
Torra is a listing marketplace. Buyers and sellers find each other here, negotiate directly, and settle payment between themselves. Torra does not process, hold, or release any money from your sales.
From listing to sale
How a sale happens on Torra
Torra connects buyers and sellers. Everything after the first contact — negotiation, payment, and fulfilment — happens directly between both parties.
Step 1
Your listing goes live
Once your subscription is active and your listing is published, buyers can find you through search and category browsing.
Step 2
Buyers contact you directly
Interested buyers reach out via WhatsApp or phone — whichever contact method you have enabled on your profile. There is no in-platform messaging requirement.
Step 3
You negotiate and agree on price
Price, delivery terms, and any other conditions are settled directly between you and the buyer. Torra does not set or enforce transaction terms.
Step 4
Payment is handled outside Torra
You collect payment from the buyer using any method you both agree on — bank transfer, cash, mobile money, or any other arrangement. Torra does not receive, hold, or release any of that money.
Step 5
You fulfil the order
Deliver the product, complete the service, hand over keys, or transfer the rental — whatever your listing promised. Fulfilment is entirely between you and the buyer.
What you pay Torra
Torra charges a flat subscription fee for access to listing tools. There are no commissions, no per-sale fees, and no percentage taken from what buyers pay you.
View published pricing- A subscription fee paid to Torra for access to listing and selling tools.
- Bronze, Silver, and Gold plans cover 3, 6, or 12-month terms depending on your selected duration.
- The subscription fee is charged through Paystack at the end of onboarding.
- You are not charged a commission or percentage on any sale you make.
- Torra does not take a cut of what buyers pay you.
Subscription plans
Your plan determines how many active listings you can hold at once. Pick the one that fits your volume, not what Torra takes from your sales — because Torra takes nothing.
Bronze
Up to 5 active listings
Best for sellers starting out or testing a new category.
Silver
Up to 10 active listings
Suits growing sellers managing a moderate catalogue.
Gold
Unlimited active listings
Built for high-volume sellers across any category.
Platform scope
What Torra does not do
Torra is not a payment gateway, escrow provider, or refund service. Understanding this scope helps sellers and buyers set accurate expectations before a transaction begins.
- Process or hold buyer payments on your behalf.
- Act as an escrow or payment intermediary for any transaction.
- Guarantee or insure payment from buyers.
- Facilitate refunds from sellers to buyers.
- Mediate payment disputes between buyers and sellers.
Safe payment habits for sellers
Since Torra does not intermediate payment, sellers are responsible for confirming payment before releasing goods or starting work. These habits reduce common risks.
- Agree on price, delivery method, and payment terms before confirming a sale.
- Use traceable payment methods like bank transfers or mobile money where possible.
- For high-value goods, consider meeting in a safe public location for cash exchanges.
- Do not dispatch goods or begin services before receiving payment confirmation.
- Keep records of payment confirmations and messages for your own reference.
- Report buyers who use fraudulent payment screenshots or false receipts to your bank.
Ready to start selling?
Set up your workspace, publish listings, and start receiving buyer enquiries directly. No commission on your sales — just a flat subscription to keep your listings live.